Many foreigners who dream of owning a home on the Costa Blanca assume that Spanish bank financing is simply out of their reach. The reality of today’s mortgage market, however, tells a very different story. Spain attracts tens of thousands of foreign buyers every year, drawn by the climate, the quality of life, and a…

The new regulatory landscape has changed the rules of the game. Knowing where you invest—and under which guarantees—makes all the difference. A rental license for a private property is no longer a simple formality. Regulations have become stricter, saturation zones are expanding, and in many cases approval depends on your own neighbours. The new regulatory…

The President of the Government, Pedro Sanchez, calls for an end to the Golden Visa. The Prime Minister stated on April 8: “We will take the necessary measures to ensure that housing is a right and not just a speculative business”. The Golden Visa program has come under increasing criticism from the EU over concerns…

In 2023, more than 84 million tourists from other countries visited Spain. The tourism sector has not only recovered from the heavy blow caused by the pandemic, but has also achieved record numbers in 2023. Tourism in Spain has a major influence on the GDP. Tourism also provides a lot of employment, which is good…

Due to inflation in Europe, the European bank has increased the Euribor interest rate several times in recent years, with the aim of curbing inflation. In Spain, almost all mortgages are linked to it, which means that the interest is calculated based on the current Euribor + a variable percentage. This percentage varies, but typically…